Introduction: The Beneficiary Identification System (BIS) plays a pivotal role in the Pradhan Mantri Jan Arogya Yojana (PMJAY), a government initiative designed to address the healthcare needs of economically disadvantaged sections. This comprehensive guide outlines the process of accessing, registering, and utilizing the BIS portal for PMJAY.
Understanding BIS PMJAY: BIS stores policyholder details under PMJAY, ensuring seamless access to healthcare benefits. The online registration process is a boon for government officials, social workers, and authorized personnel, facilitating the identification and enrollment of eligible beneficiaries.
How BIS PMJAY Works:
https://beneficiary.nha.gov.in/
Step 1: Initiate Identification
- Submit PM letter/RSBY URN/RC Number/Mobile Number at a hospital or Community Service Centre.
- Arogya Mitra searches for details, including name, location, Ration card, or mobile number.
Step 2: Database Search
- Operator searches potential beneficiaries in SECC, RSBY, State Health Scheme, and Additional Data Collection Drive databases.
Step 3: Individual Identification
- Validate with documents like Aadhaar Card, Ration Card, or government ID.
- Upload scanned documents after individual and family records identification.
Step 4: Document Submission
- Arogya Mitra uploads documents, and individual and family records are submitted to the insurance company post-approval.
Step 5: Approval and eCard Issuance
- Health insurance company approves or rejects beneficiaries.
- State Health Agency (SHA) verifies rejected cases, and on SHA approval, an eCard is issued.
Benefits of BIS PMJAY:
- Information Management:
- Update personal information securely through the BIS portal.
- Handle information easily, ensuring safety.
- Beneficiary Search and Management:
- Search for beneficiaries based on criteria like name, Aadhar number, and ration card number.
- Update, activate, or deactivate eCards conveniently.
- Enrollment and Claims Management:
- Enroll new beneficiaries and issue PMJAY eCards.
- Manage reimbursement claims for healthcare services.
- Reporting and Monitoring:
- Generate reports for beneficiary registration and medical utilization.
- Monitor and evaluate the healthcare system in real-time.
Features of BIS PMJAY Registration:
- Largest government-financed health insurance scheme globally.
- Provides Rs. 5 lakhs per family annually for secondary and tertiary care hospitalization.
- Cashless benefits, covering pre and post-hospitalization expenses.
- No age, gender, or family size restrictions.
- Covers pre-existing conditions from day one.
- Reimburses hospitals for healthcare services.
- Accessible nationwide for cashless treatment.
How to Login to BIS PMJAY:
- Visit the official BIS PMJAY website.
- Enter registered mobile number and captcha code.
- Click on ‘Generate OTP’ and enter the received OTP.
- Access personal information and Ayushman Bharat Scheme benefits in one place.
Ayushman Mitra Assistance:
- Under Ayushman Bharat Digital Mission, Ayushman Mitra assists in creating Ayushman Bharat Health Accounts.
- Volunteers help individuals understand BIS portal registration requirements.
- Assist in verifying if names are on the PMJAY beneficiary list and if information is covered under the scheme.
Conclusion: The BIS PMJAY portal simplifies healthcare access, providing a comprehensive platform for beneficiary identification, enrollment, and management. Utilize the portal’s features to update information, manage eCards, and access the myriad benefits offered under the Ayushman Bharat Scheme. For technical assistance, beneficiaries can raise tickets on the BIS Ayushman Bharat support portal or refresh the page for login issues. Stay informed and empowered with BIS PMJAY!